COVID-19 Information - Click Here
Skip to Content
Homewatch CareGivers
LocationsIcon of Map Pin
  • Caregiver Jobs
  • Franchise Opportunities
  • Care Community Blog
  • Contact Us
close
  • Back
  • Home
  • About Home Care
    • Back
    • What is Home Care
    • Types of Care
    • Financing Options
    • Cost
    About Home Care Homewatch CareGivers® believes good care should not interfere with your quality of life. We deliver the compassionate care our clients need to help complete day-to-day activities while still maintaining a healthy dose of independence.
  • Types of Care
    • Back
    • Elder Care
    • 24-Hour Care
    • Child Care
    • Respite Care
    • Senior Transportation Services
    • Companion Care
    • Hospital Discharge
    • Chronic Conditions Care
    • Dementia Care
    • Nursing Services
    • After Surgery Care
    • Personal Care
    Types of Care Our clients have many different reasons for requiring care, so we strive to provide services tailored to their individual needs and circumstances. Homewatch CareGivers delivers various types of in-home care that focus on the whole person—not just their condition.
  • Resources
    • Back
    • ALS
    • Arthritis
    • Dementia
    • Developmental Disabilities
    • Diabetes
    • Heart Disease
    • Parkinson's Disease
    • Senior Safety
    • Stroke
    • For Health Care Providers
    • Ask The Experts
  • Our Story
    • Back
    • Team Bios
    • Facts & History
    • National Quality Forum
    • In the Media
    • Home Care Association of America
    Our Story Homewatch CareGivers was founded on the concept of person-directed care: focusing on the specific needs of the individual and treating each client as a whole person, not just a condition. We strive to provide in-home care services that allow people to continue living safely and happily in their own homes.
  • Why Choose Us?
    • Back
    • Our Caregivers
    • Questions to Ask
    • Homewatch CareGivers University
    • Client Testimonials
    • In-Home Senior Safety
    Why Choose Us? Let our family care for yours. At Homewatch CareGivers, we value not only highly qualified caregiving services but also human interactions and relationships. Our people make the difference.
LocationsIcon of Map Pin

Medicare, Medicaid and Home Care

Medicare, Medicaid and Home Care Mar 28, 2019
Blog Categories
  • COVID-19
  • A Business with a cause
  • Addressing Isolation & Loneliness
  • Age at home
  • Age in place
  • Aging at Home
  • Aging Parent
  • aging parents
  • animal therapy
  • Anxiety Support
  • Best Home Care
  • Care for Aging Parents
  • Care for My Aging Parent
  • Caregiver
  • Caregiver Assistance
  • Caregiver Stress
  • caregiving assistance
  • caring star
  • caring star award
  • caring.com
  • caring.com award
  • Coping and Caregiving
  • Coronavirus
  • Cost of Care
  • Dementia
  • dementia care
  • Elderly Parent Care
  • Essential Caregiver Skills
  • Events
  • Falls Prevention
  • Family Caregiver
  • Financial Resources
  • Franchise
  • Franchising
  • handling caregiver stress
  • Health & Wellbeing
  • Holiday Celebration
  • Home Care
  • Home Watch Caregivers
  • Homewatch CareGivers
  • how to manage caregiver stress
  • In-Home Safety
  • Job Fair
  • Local
  • Long Term Care
  • Long Term Care Options
  • National Public Health Week
  • New Office in New Haven
  • older parents
  • parents aging
  • Parkinson’s Symptoms
  • Passion of Caregiving
  • Pet Therapy
  • Planning Ahead
  • Provider Choice Award
  • Senior Care & Aging
  • Senior Exercise
  • service dog
  • Social Distancing
  • stress
  • therapy dog
  • top rated home care agency
  • wandering

Here’s the situation: people are living longer, but not always healthier and therefore may need more assistance as they age. At the same time, family members are often stretched too thin to provide all the help someone living with a chronic condition may require.

So, if more people need more care and in-home care is not covered under traditional health insurance, how can it be paid for so that people can be helped? The help needed is often non-medical home health care such as transportation, meal preparation, respite for family caregivers and other activities of daily living.

Medicaid

Millions of people rely on Medicaid, which is a federal and state program that provides access to healthcare resources for people who qualify based on their income level. People of all ages (not just those over age 65) can qualify for Medicaid.

The opportunity to use Medicaid to pay for in-home care will depend first on meeting the qualifications and then the state in which the person needing care resides. The National Care Planning Council provides some information on this method of payment by state on their website. However, Medicaid is not traditionally a reliable method of paying for in-home care services which can help people with their activities of daily living such as safely grooming and bathing, meal preparation, running errands and the like.

Medicare

The ability to use Medicare to pay for in-home care services is evolving. Medicare is the federal health insurance program for people who are over age 65 (as well as some people who are younger living with certain disabilities) and it has three parts: A, B, D, as well as Medicare Advantage (sometimes called Part C, or the “all in one”). Each part covers specific services such as hospital stays and prescription drugs.

According to the Department of Health & Human Services, “Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. Medicare pays these companies to cover your Medicare benefits.”

As of 2019, a small percentage of Medicare Advantage plans will offer non-medical in-home care support services. Given recent legislation designed to offer more benefits to individuals living with chronic conditions such as heart disease and COPD, experts anticipate the number of plans that will cover these costs to expand over the coming years, but there are no specifics available.

Availability of expanded services covered under Medicare Advantage plans will depend on the state and county and also the insurance provider. Insurance plans may require documentation of medical need to cover things such a set number of hours of “personal care” or transportation for a set number of trips to a health-related appointment.

While the complexity of these plans can be overwhelming and even off-putting, the good news here is that these government payor sources are increasingly recognizing the need for non-medical home services and finding ways for people to access them and pay for them.

Learn about other ways to pay for in-home care here.

Posted By Homewatch CareGivers, LLC
  • Share
Blog Home - Previous Post | Next Post
More Posts Like This
  • It’s a Match! Caregiver-Client Relationships
    Feb 24, 2021

    It’s a Match! Caregiver-Client Relationships

    Caregiving is about more than just one person fulfilling a list of a tasks; it’s about human relationships and connection.

    Read More
  • Top Five Types of Home Care
    Feb 24, 2021

    Top Five Types of Home Care

    Home care is not just one thing, but instead an umbrella term under which there are many types of care for many different types of needs and people. Learn about elder care, respite care, personal care, dementia care, and after-surgery care.

    Read More
  • Developmental Disabilities and Home Care
    Feb 24, 2021

    Developmental Disabilities and Home Care

    People who are living with developmental disabilities often need a professional caregiver in addition to family member support.

    Read More
Homewatch CareGivers Caregiving Services
Find Your Location Homewatch CareGivers is an equal opportunity provider and employer.
Help & Info
  • About Homecare
  • Types of Care
  • Financing Options & Programs
  • Our Resources
  • Owner Login
Our Company
  • About Us
  • Contact Us
  • Caregiver Jobs
  • Blog
  • Franchise Opportunities
Other
  • National Homepage Homewatch CareGivers University Login Privacy Policy Site Map
  • Accessibility Notice
  • HIPAA Disclaimer
  • Do Not Sell My Information - California Residents
Follow Us On

Part of the Authority Brands Family

Authority Brands is the leading provider of in-home services, building brands that support the success of franchisees as well as better the lives of the homeowners we serve and the people we employ.
/
Copyright © 2021 | Homewatch CareGivers® is a trademark owned by Homewatch International, Inc.™ and licensed for use to independently-owned franchised businesses that offer caregiver services to the public. All personal services, elderly care, caregiving and home care services offered OR provided under the Homewatch CareGivers™ mark are offered and provided only by independently-owned franchises and, where required, licensed OR registered businesses and care agencies. Scorpion Franchise Internet Marketing
x

⚠

Your browser is out of date. To get the full experience of this website, please update to most recent version.

Update My Browser