Here, home care is human.

Long-Term Care Insurance

Important Coverage for Seniors Aging in Place

Unfortunately, there may come a time—often due to old age, injury, or illness—where in order to remain in the comfort of our homes, extra assistance will be needed. In fact, according to a study by the U.S. Department of Health and Human Services, more than 70 percent of Americans over 65 years of age will need long-term care services. It’s important to consider how you might pay for in-home care for you or your loved one.

While Medicare may cover a very limited amount of in-home care, long-term health care is generally not covered by health insurance. Therefore, choosing to buy long-term care insurance can help you avoid depleting your life’s savings on living expenses.

Homewatch CareGivers Helps You Navigate Long-term Care Insurance

Our home care offices are highly experienced in working with long-term care insurance. We help by assisting clients to provide the proper documentation so they can receive their benefits payout and working and collaborating with brokers locally to educate consumers.

For more information on costs, plans and comparisons of different insurers, we encourage you to visit The American Association for Long-term Care Insurance’s website.

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An elderly woman with glasses smiling and happy, looking to the left.
  • “It’s great to see my mom enjoying her time with the caretakers.”

    - Deb

  • “The caregivers were outstanding going above and beyond during their care of my father.”

    - Angela

  • “Both care giver & office are very helpful & results / solution oriented.”

    - John S.

  • “Homewatch CareGivers feels like home!”

    - Regina M.

  • “Very positive! Have been able to help with needs on a very timely basis.”

    - Ron S.

Compassionate & Qualified In-Home Care

Our Experience Shows at Homewatch CareGivers

Being independent is something many of us take for granted. When you or a loved one requires care—whether due to age, degenerative disorders, chronic conditions, or temporary mobility issues—you want to be sure that you’re entrusting highly qualified, experienced professionals. When you choose Homewatch CareGivers, you can take heart that our extensively trained employees will treat you and your loved ones like family. We strive to preserve dignity while enriching quality of life and empowering independence, as much as possible. With more than 30 years in the business of giving care, we’ve learned a thing or two about meeting the unique needs of each family and easing the stress of an incapacitated loved one.

  • Elderly woman in a wheelchair and her caregiver spending time together
  • Two elders studying plants by a fountain
  • An elderly woman's hands drawing on a notebook