Paying for Home Care
Common Financial Concerns about Senior Care
Many people assume that the care they need as they age will be provided to them through Medicare or their private health insurance. This is a common misconception. Medicare and health insurance cover important therapeutic and curative services that are meant to treat particular health issues, but these medical issues can create care needs that extend beyond covered medical services.
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When someone is living with a health condition or chronic illness, they often experience difficulty with the basic activities of daily life, such as meal preparation, grooming, bathing, getting dressed, etc. Home care services are meant to provide for these needs, which fall outside of medical care a person receives to treat an illness or injury. These home care services, such as those provided by Homewatch CareGivers®, are not covered through private or public health insurance, except in the relatively rare cases of Medicare Advantage eligibility or for those who qualify through Medicaid.
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