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Huntsville Madison County, Decatur, and Northern Alabama

According to Elinor Ginzler, director of Livable Communities at AARP. When asked, nationally, more than 90 percent of older adults report that they would like to stay in their homes. Those living in Huntsville, Madison, Decatur and all of North Alabama must make sound choices for the best type of care for you or a loved one. One way to make the best possible choice for your loved one is to hire a home care worker through an agency such as Homewatch CareGivers of Huntsville. When choosing an agency, ask these questions:

  • What credentials do agency staff members have?

  • What training does the agency offer to its caregiver staff?

  • What are the costs?

  • What are the coverage options?

  • Are caregiver bonded, criminal background and driver’s license checked, have employees been drug screened?

  • Is your agency the employer of my caregiver and I have no legal employer / employee obligations?

  • What emergency procedures are in place for clients under your care?

Financial Issues

Medicare covers home health care services that are classified as skilled nursing care, including wound care and monitoring of disorders such as heart failure or diabetes. However, the amount of and time frame for such coverage is limited. When people no longer need skilled care, they are usually responsible for the costs of any further care. Long-term care insurance or Medicaid (for people who qualify) may cover home care services. Veterans may also qualify for home care services depending on their needs and disability rating. If you have questions about coverage, please call us at (256) 763.0855, we can help.

How Does One Decide?

At Homewatch CareGivers of Huntsville, Madison, Decatur and all of North Alabama, we suggest that you carefully consider each care option, ask about caregiver to client ratio, how personalized services are supervised for your loved one, who is responsible for taxes, insurance and worker's compensation, and find out if there are additional expenses (hidden cost) such as care level up charges, meals, equipment and utilities. Consider the level of independence for the person receiving each type of long-term care and how this matches with their personality.