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South Orange Serving Essex, Morris and Union Counties

The studies clearly indicate our seniors generally prefer to remain in their homes as the age in South Orange and elsewhere. We understand that every situation is unique and the cost of home care is an issue, but many times home care is the best financial option as well. The trained experts at Homewatch CareGivers of South Orange will assess your specific needs and expectations.

Consideration of the cost of long-term care should factor in many elements:

  • How much care is needed? Is there is a need for a higher level of care 24 hours a day or are a few hours a day sufficient?

  • What are the options for financial support?

    • Is the individual Medicaid or Medicare eligible?

    • Is there a long-term care insurance policy?

    • Are there other potential sources of funds to cover the cost?

  • What role will family play? Is there is local family that can help out?

Having considered these factors, a family can choose from among the options available. These generally include:

Nursing homes: Highest level of support, but also the highest cost. If the care is medically required, insurance may cover the costs.

Assisted living: A moderate level of care provided. Frequently meals are also provided. This is less likely to be covered by Medicare or medical insurance.

Independent living facility: Very limited support provided. Meals may be provided. Many residents in independent facilities also have caregivers to provide support. In this situation, a long-term care insurance policy may cover all or some of the caregiver expense.

Staying at home with help: Most seniors want to remain in their own home. Many times this can be accomplished with caregiver support. In this situation, a long-term care insurance policy may cover all or some of the caregiver expense.

We'd like to get to know you better so we can provide more specific costs for the care you need. Call us today to assess any of these options.