Private Pay for Home Care Services
Paying Out-of-Pocket for Professional Caregiving
Private pay means an individual or their family will use existing savings and assets to cover the cost of care services. Private pay, also known as paying “out-of-pocket” or “private duty,” is one of the most widely accepted forms of payment in the home care space. It could also be the only form of payment that is acceptable in other care environments, including skilled nursing centers and assisted living communities.
If you or someone you care for requires long-term care, it is especially important to determine if it is affordable paying out-of-pocket. Before researching home care options, first get a good understanding of the finances you have available.
When determining finances, be sure to consider:
- Family member contributions
After understanding the available finances, more information on the average cost of home care in specific areas can be found here.