Medical services are not available in Connecticut. Visit the local Connecticut websites to view a list of services offered

888-404-5191
Contact Us Today
Caregiver handing crutches to woman on couch

How much does in-home care cost?

The nationwide average cost of in-home care services exceeds $4,500 per month. The actual cost varies based on factors including location, the breadth of services provided, and the number of hours required. Typically, hourly costs decrease as the number of hours increases, and fees go up when more specialized caregiver skill is needed or desired.

Homewatch CareGivers offers a complimentary consultation to each new prospective client. This allows us to get to know the person and become familiar with their situation. We take into consideration their physical and mental condition, existing caregivers such as family members, and personal needs to develop a custom care plan. With an agreed-upon care plan, we can then provide an accurate in-home care services cost.

Concerned about in-home care costs? We have advice about paying for home care.

To find in-home care near you, call (888) 404-5191 or complete our online form.

Contact Us Today

Know Your Senior Care Options

When investigating each care option, consider how well the level of independence matches the person’s needs. Ask about the caregiver-to-client ratio. How personalized are the services provided? Who is responsible for taxes, insurance, and worker’s compensation? Find out if there are additional expenses, such as meals and utilities. 

Home Care Services We Offer

When considering the cost for in-home care, make sure you examine all your options:

  • Home care is personalized, one-to-one social, physical, and cognitive support care and assistance with Activities of Daily Living (ADLs). Experienced in-home caregivers are trained, background-checked, and supervised by the companies that employ them. Remember to factor in home upkeep costs, property taxes, and utilities when calculating the total cost of in-home care.
  • Nursing homes offer private rooms and semi-private rooms, each at different costs, for those who need long-term medical care. Expect to pay additional charges for various services, including meals.
  • Assisted living facilities feature private apartments but provide a community-like setting for meals and group activities. Assisted living is a good fit for those who need some help living independently.
  • Adult day services are drop-in centers typically open on weekdays during daytime hours. This may be a good fit for those who live with family members who can provide for their needs during nights and weekends but work during the week.

How Do I Pay for Home Care Services?

When deciding on home care for yourself or someone you love, it's important to consider and plan for the associated costs. Typically, the cost of using a home care company such as Homewatch CareGivers depends on how many hours of assistance are needed and whether there is a need for any special services.

If you do not have enough private funds to cover the cost of in-home care, there may be other options to consider. Your local Homewatch CareGivers can provide more information about:

Information about auto insurance coverage for home care services and how it may apply to your situation.

Learn about back-up care options and how they can provide temporary support when your primary caregiver is unavailable.

Discover behavioral health benefits that may cover specialized home care services for mental health and behavioral support.

Learn about funding options and support programs available for individuals with intellectual and developmental disabilities.

Understand how private long-term care insurance policies can help cover the costs of home care services.

Learn about Medicare coverage for home care services and what requirements must be met for eligibility.

Explore Medicare Advantage plans and their additional benefits that may include home care coverage.

Information about private pay options and flexible payment arrangements for home care services.

Learn how reverse mortgage proceeds can be used to fund home care services and the considerations involved.

Discover VA Aid & Attendance benefits for eligible veterans and their spouses to help cover home care costs.

Learn about VA Community Care programs that may provide access to home care services for eligible veterans.

Understand how life insurance policies with living benefits can help fund home care services.

Learn about workers compensation benefits that may cover home care services for work-related injuries or conditions.

Explore additional funding options and resources that may be available to help cover home care costs.

How Do I Pay for Home Care Services?

When deciding on home care for yourself or someone you love, it's important to consider and plan for the associated costs. Typically, the cost of using a home care company such as Homewatch CareGivers depends on how many hours of assistance are needed and whether there is a need for any special services.

If you do not have enough private funds to cover the cost of in-home care, there may be other options to consider. Your local Homewatch CareGivers can provide more information about:

Insurance Options
Individuals injured in an auto accident may have home care services covered to assist in recovery or with limitations due to permanent injury.
If care arrangements change or fall through unexpectedly, back-up care can provide you with additional support for dependent family members. Back-up care benefits are sometimes offered through your employer and can be used for dependent family members of all ages, including children and adults.
State-funded programs support individuals navigating challenges with self-care and safety due to behavioral health conditions.
These services support individuals with intellectual or developmental differences with self-care and safety through state-funded programs.
Most private long-term care insurance policies can be used for home care services.
Medicare is the federal health insurance available to individuals aged 65 and older or for younger Americans with certain disabling health conditions. Home health aide services may be covered by Medicare in conjunction with physician-ordered in-home nursing, physical therapy, occupational therapy, or speech therapy services.
As part of the supplemental benefits that can be offered to Medicare Advantage beneficiaries, limited in-home support services may be covered. Coverage is dependent on the offerings of the specific plan.
Private pay means an individual or their family will use existing savings and assets to cover the cost of home care services.
The value of a home's equity can be utilized for living expenses and support services, such as home care.
This program provides monthly payments added to the amount of a monthly VA pension for qualified veterans and survivors. These funds can be used to pay for home care services.
This program covers homemaker/home health aide services that help with activities of daily living such as bathing, using the bathroom, preparing meals, light housekeeping, and medication reminders. Respite care can also be covered for a short time when family caregivers need a break.
Some life insurance plans will permit converting payout dollars to cover home care services.
Provides services to employees injured in the course of employment that may include bathing, using the bathrooms, preparing meals, light housekeeping, and medication reminders.
Various grants and special funding may be available via local programs and projects, such as from your local/regional Area Agency on Aging, Alzheimer's Association, etc.

Common Questions About Home Care Costs & Payments

a

a

Answer

Answer

Part of the Authority Brands Family

Authority Brands is the leading provider of in-home services, building brands that support the success of franchisees as well as better the lives of the homeowners we serve and the people we employ.

logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo