Here, home care is human.

Private Pay

Paying for In-Home Care Services

Also known as paying “out-of-pocket,” private pay means your loved one or their family will use existing savings and assets to cover the cost of elderly care services. Private pay is one of the most common forms of payment and is accepted by nearly every elderly care service, including Homewatch CareGivers®. In fact, it can be the only form of payment that’s acceptable in certain cases, including nursing and assisted living homes.

Is Private Pay Enough?

Especially if your loved one requires long-term care or specialty services, determining if they can afford it using only private pay can be difficult. Before researching elderly care options, you should first get a good understanding of their finances.

When determining finances, be sure to take into account:

  • Savings
  • Pension
  • Assets

Family members can also contribute to private pay. In addition to private pay, Homewatch CareGivers also accepts many forms of payment, including VA benefits, long-term care insurance, Medicaid, and other public and private options.

new pencil
An elderly woman smiling into the side
pencil
  • “Can be open and honest with M. Stinson.”

    - Evelyn W.

  • “Homewatch CareGivers has been a Godsend to me and my Mom.”

    - Debra K.

  • “My experience with HomeWatch CareGivers of Beachwood has been ...”

    - Linda C.

  • Elderly woman in a wheelchair and her caregiver spending time together
  • Two elders studying plants by a fountain
  • An elderly woman's hands drawing on a notebook