Here, home care is human.

Private Pay

Paying for In-Home Care Services

Also known as paying “out-of-pocket,” private pay means your loved one or their family will use existing savings and assets to cover the cost of elderly care services. Private pay is one of the most common forms of payment and is accepted by nearly every elderly care service, including Homewatch CareGivers®. In fact, it can be the only form of payment that’s acceptable in certain cases, including nursing and assisted living homes.

Is Private Pay Enough?

Especially if your loved one requires long-term care or specialty services, determining if they can afford it using only private pay can be difficult. Before researching elderly care options, you should first get a good understanding of their finances.

When determining finances, be sure to take into account:

  • Savings
  • Pension
  • Assets

Family members can also contribute to private pay. In addition to private pay, Homewatch CareGivers also accepts many forms of payment, including VA benefits, long-term care insurance, Medicaid, and other public and private options.

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An elderly woman with glasses smiling and happy, looking to the left.
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  • “Very highly recommended…”

    - Angela

  • “So thankful”

    - Jen O.

  • “Thanks so much!”

    - Odette

    From Edgemoor,
  • “Great company, great employees!”

    - Odette

    From Edgemoor, SC

Compassionate & Qualified In-Home Care

Our Experience Shows at Homewatch CareGivers

Being independent is something many of us take for granted. When you or a loved one requires care—whether due to age, degenerative disorders, chronic conditions, or temporary mobility issues—you want to be sure that you’re entrusting highly qualified, experienced professionals. When you choose Homewatch CareGivers, you can take heart that our extensively trained employees will treat you and your loved ones like family. We strive to preserve dignity while enriching quality of life and empowering independence, as much as possible. With more than 30 years in the business of giving care, we’ve learned a thing or two about meeting the unique needs of each family and easing the stress of an incapacitated loved one.

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