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Northshore Northbrook, Lake Forest and Surrounding Areas

The cost of home care in the Northshore Chicago area and in places like Northbrook, Glenview, and Skokie, are astronomical. Current forecasts show that more than 70% of people over the age of 65 will require some type of long term care service and the increasing cost of care is impacting everybody. There are a variety of ways that individuals can pay for long-term care, which include the following:

--long-term care insurance
--veterans affairs benefits
--age options programs
--private pay alternatives

At Homewatch CareGivers, we focus on getting our clients benefits from all available payor sources. We are the definitive experts when it comes to long-term care insurance (LTCi) and we provide end to end support with all LTCi claims.

We have a unique program offering LTCi claims support and management process which is free. We help our clients attain approval and maximize the value of their long-term care benefits. Our assistance runs the spectrum from policy review to opening a claim to insuring our client secures their regular benefits. 

Considerations of the costs of long-term care should factor in many elements.

  • Home care offers personalized, one-to-one social, physical, and cognitive support care and assistance with Activities of Daily Living (ADL’s), but home upkeep costs need to be included. Caregivers are trained and supervised by the company.

  • Nursing homes offer private rooms and semi-private rooms, each at different costs with additional charges for various services, including meals.

  • Assisted living facilities are a community-like setting for people who can no longer live independently without help.

  • Adult day services are drop-in centers typically open on weekdays during daytime hours.

With each care option, ask about caregiver to client ratio, how personalized services are for the individual, who is responsible for taxes, insurance and worker's compensation, and find out if there are additional expenses such as meals and utilities. Consider the level of independence for the person receiving each type of long-term care and how this matches with their personality.

The cost of using a home care company varies based on the breadth of services provided and number of hours required. Typically, hourly costs go down as number of hours increases, and fees go up when more skill is needed or desired.

We'd like to get to know you better so we can provide more specific costs for the care you need. Call us today to assess any of these options.