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Medicare & Medicaid

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What does Medicare & Medicaid cover when you have long-term care needs? This is a complex topic that is simplified for you here to better understand how you can pay for the care you need.

Because of the health care reform law, each state in the U.S. faces a possible expansion of their Medicaid program. The Affordable Care Act (ACA) changes the Medicaid eligibility threshold, but the federal government will initially cover the added costs. However, after three years that federal help goes away. That means state governments need ways to cut costs now so they do not face budget shortfalls in the future.