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Highland Park Lake County and Surrounding Areas

As the cost of home care continues to escalate in Highland Park and elsewhere, it becomes infinitely more important to understand your options and benefits, a great many of our clients in places like Highland Park, Lake Forest, and Lincolnshire, have the benefit of long-term care insurance. We are the definitive experts in providing support for families using their long-term care insurance (LTCi) benefits. The first thing we ever do is review the components of the LTCi policy to provide our clients with what their benefits are and help them structure a plan of care to best leverage the benefits they have available. If you have a LTCi policy and wish to have it reviewed, call us at 847-527-8550 or send us an email at northshore@homewatchcaregivers.com

Considerations of the costs of long-term care should factor in many elements.

  • Home care offers personalized, one-to-one social, physical, and cognitive support care and assistance with Activities of Daily Living (ADL’s), but home upkeep costs need to be included. Caregivers are trained and supervised by the company.

  • Nursing homes offer private rooms and semi-private rooms, each at different costs with additional charges for various services, including meals.

  • Assisted living facilities are a community-like setting for people who can no longer live independently without help.

  • Adult day services are drop-in centers typically open on weekdays during daytime hours.

With each care option, ask about caregiver to client ratio, how personalized services are for the individual, who is responsible for taxes, insurance and worker's compensation, and find out if there are additional expenses such as meals and utilities. Consider the level of independence for the person receiving each type of long-term care and how this matches with their personality.

The cost of using a home care company varies based on the breadth of services provided and number of hours required. Typically, hourly costs go down as number of hours increases, and fees go up when more skill is needed or desired.

We'd like to get to know you better so we can provide more specific costs for the care you need. Call us today to assess any of these options.